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Debt Collection & Recovery

Lawful, systematic recovery that actually gets you paid, from first notice to enforcement.

A debt you cannot collect yourself is not a dead end, but collecting the wrong way can turn the creditor into the lawbreaker, because the Debt Collection Act B.E. 2558 sets strict rules on timing, methods, and prohibitions.

DAP recovers debts lawfully and systematically, attorney demand letters, negotiation, debt-acknowledgment agreements, then suit and enforcement until you are actually paid. Personal debts and corporate receivables alike.

01

Demand & Negotiation

Start with the fastest, cheapest route, lawful pressure and out-of-court settlement.

Attorney Demand Letter (Notice) Negotiation & Debt Acknowledgment Tap a service for full details, or the card for the category overview
02

Litigation & Enforcement

When talks fail, sue, trace assets, and enforce until you are actually paid.

Debt Recovery Litigation Asset Tracing & Enforcement Tap a service for full details, or the card for the category overview
03

Recovery Services for Businesses

Build a lawful collection system and manage your whole receivables portfolio.

Debt Collection Compliance B2B Receivables Management Tap a service for full details, or the card for the category overview

How recovery runs with us

01

Verify the Debt

Contracts, transfers, chats, and limitation checked before any move.

02

Demand Letter

Attorney notice with a firm deadline.

03

Negotiate

Out-of-court settlement with enforceable paperwork.

04

Sue & Enforce

Suit, tracing, seizure, until you are paid.

Legal knowledge worth knowing

Debt Collection Act B.E. 2558

Collection contact is allowed only Mon–Fri 8:00–20:00 and 8:00–18:00 on holidays. Insults, threats, violence, public shaming, disclosing the debt to unrelated third parties, and demanding payment from non-debtors are all prohibited.

Debt Collection Committee Notification

Limits collection contact to once per day, repeated daily calls are unlawful and can trigger complaints or counterclaims.

CCC s.193/14

The limitation period is interrupted when the debtor acknowledges the debt, part payment, interest payment, giving security, or a written acknowledgment, and then runs afresh.

CCC s.224

Money debts bear default interest (currently 5% per year, adjustable by Royal Decree), a demand letter with a clear due date is the cleanest proof of default.

Bankruptcy Act s.8(9)

Two demand letters at least 30 days apart, left unpaid, raise a statutory presumption of insolvency, a foundation for bankruptcy proceedings.

Limitation periods and deadlines you cannot miss

  • 10 yrsOrdinary loan claims, from the due date
  • 5 yrsInstalment debts and arrears of interest
  • 2 yrsTraders' claims for goods and services
  • 30 daysMinimum gap between two demands before the insolvency presumption

The above is a brief summary of legal principles for general knowledge only, not advice on any specific case. Statutes may have been amended and application always turns on the facts. Please verify the current law or consult an attorney before acting.

Facing a legal question that needs an answer?

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